One platform to monitor transactions, investigate cases, and report to FINTRAC. Next-generation compliance tools built for MSBs, payments, crypto, and iGaming operators.
Implement your AML regime by managing all your transactions, alerts, cases, and regulatory reports on a single portal.
You write your rules. We help you manage your alerts and tune those rules for maximum effectiveness. Fully explainable machine learning engine running on your data and providing insights and analytics.
Fully customizable workflows and access to open-source tooling. Requests for information, multi-tenancy and access controls all at your beck and call.
Drag and drop a spreadsheet or file via API. All error handling and record keeping can be performed on our platform so that you never have to touch FWR.
Set your own detections and thresholds, matched to your risk appetite and the typologies you face. We enforce them.
Rule tuning suggestions drawn from your alerts, cases and filed STRs.
Work L1 and L2 alerts with all your tools at your fingertips, customizable workflows, and access control for large teams.
Set your own case statuses and SLA rubrics.
Upload a spreadsheet or connect via API. Quantoflow builds, validates, and submits each report.
Suspicious Transaction Reports
Electronic Funds Transfer Reports
Large Virtual Currency Transaction Reports
Large Cash Transaction Reports
Casino Disbursement Reports
Suspicious Activity Reports
Currency Transaction Reports
Each tenant’s data is kept separate, and everything is encrypted at rest and in transit.
Your data lives in AWS’s Canada (ca-central-1) region and never leaves the country.
We follow PIPEDA, Canada’s private-sector privacy law: consent, access rights and breach notification.
Every login needs a second step. A stolen password alone gets nobody in.
User, Admin and Super Admin roles, plus access control lists, give each person exactly the access their work needs.
Every report, submission, login and settings change is timestamped and tied to a named user.
“The support Quantoflow provided is invaluable. We would not have been able to achieve this on our own no matter how much time we poured into it, and after consulting several external experts without success, The company delivered exactly what we needed in record time. Quantoflow’s assistance allowed us to avoid a costly escalation.”
Vlad
Chief AML Officer, MassPay
“For any organization looking to modernize their AML compliance operations, whether for their own needs or on behalf of MSB clients, Quantoflow has been a game-changer for us, and I wouldn’t hesitate to recommend it.”Read the AML Incubator case study
Meri
Chief Compliance Officer, AML Incubator
Quantoflow customer since 2025
So far
1000s
Over
$100M
As little as
2 min
See Quantoflow with your own reports in mind. Book a demo and we’ll show you where the hours go.
Notes on AML practice, FINTRAC enforcement and what changes next.
A ministerial directive does not add a new report type. It removes your dollar thresholds for transactions connected to Russia, Iran or the DPRK. Who issues them, what the three in force require, the report marker teams miss, and why directive failures show up in penalty notices.
Read more
FINTRAC publishes one number for MSB registration: the majority of complete applications are processed within three months. Two words in that sentence do the work. What starts the clock, why renewals stall, and what the registry data shows changed in 2026.
Read more
Canadian MSBs expanding into the US, and US businesses taking on Canadian customers, end up reporting to two financial intelligence units at once. FINTRAC and FinCEN ask different questions, start different clocks, and aggregate transactions differently. What actually changes, and why the two filing flows should stay separate.
Read moreStill have a question? Ask us directly.
All five: the Suspicious Transaction Report (STR), Large Cash Transaction Report (LCTR), Casino Disbursement Report (CDR), Electronic Funds Transfer Report (EFTR) and Large Virtual Currency Transaction Report (LVCTR).
Directly, through FINTRAC’s API, for all five report types. Every submission returns a timestamped receipt. If your team would rather keep filing in the FINTRAC portal, the Quantoflow Chrome Extension fills in the form for you.
The plans cover FINTRAC reporting only, through Quantoflow Report. Monitoring and Cases are separate modules, quoted separately. You pay for the reports you file each year, not for seats. Lite: up to 1,200 reports a year (about 100 a month), starting at $599/month. Standard: up to 12,000 reports a year (about 1,000 a month). Enterprise: for high volume, or many MSBs at once. Every plan includes direct filing, validation, receipts, unlimited users and multi-tenancy. Longer terms are discounted. Pricing is quoted on a call, once we know your volume. See pricing.
Yes, on every plan. With multi-tenancy, each MSB client or subsidiary keeps its own data, users and settings. Access control lists decide who sees which entity and which case. Your team moves between them with one login, and because users are unlimited, a new analyst or a new client never changes your price.
Yes. Quantoflow Report is sold without Monitoring or Cases. Upload a spreadsheet or connect by API, and Report builds, checks and files your FINTRAC reports.
No. During onboarding we map Quantoflow to the export you already keep, so you never reformat a spreadsheet. You upload it in the browser and file. When you want the upload automated, connect your systems through the REST API.
It is for teams that want to keep filing in the FINTRAC portal. The extension fills each report form from your transaction data, checks it against FINTRAC’s business rules, and flags errors before you submit. Less typing, fewer mistakes.
Yes. The REST API takes transaction data straight from your core banking platform, point-of-sale system or back office, and Quantoflow builds and files the reports from there.
It checks every report against FINTRAC’s current schema and business rules the moment you upload. Missing fields, threshold problems and bad formats are marked one by one, and you fix them in Quantoflow before they can become a rejection. See the fields FINTRAC rejects reports for.
Quantoflow Monitoring ranks alerts by risk, so the likeliest reports reach an analyst first, and merges related alerts into one review instead of five. Each score shows the rules and activity behind it, and each close carries a reason on record. That is exactly what an examiner looks for.
Yes. Quantoflow Cases keeps the investigation in one file: subjects, accounts, evidence, open-source findings, requests for information and a timeline. The narrative is drafted from that evidence, with each source cited, and carries into the STR without retyping. AI narrative drafting is also available as an add-on to Report. Can AI write an STR narrative?
Canadian reporting entities under the PCMLTFA: money services businesses such as currency exchanges, money transfer operators, cheque cashers and crypto dealers; payment service providers; casino and iGaming operators; and the compliance firms that file for them.
Your data is stored in Canada and encrypted in transit and at rest. Role-based permissions limit each person to what they need, and a tamper-evident audit log records every action. See privacy and security.
Book a demo. We then set you up: your report types, the mapping to your export, your submission method and your team’s roles, all before your first filing.
They could build the first version. The work is what comes after: the report FINTRAC sends back, the schema change that breaks the pipeline overnight, the validation rule nobody noticed. We handle those, continuously. Your developers keep building your product.
