Triage · Investigate · Report
One platform to monitor transactions, investigate cases, and report to FINTRAC. Built for MSBs, payments, crypto, and iGaming operators.
Clear the alert queue, run the investigation, and then file the report, for every entity you manage from one account.
Your own rules, in real time or on a schedule. One ranked queue. Clear evidence of which rules lead to STRs.
Evidence, timeline and open-source findings in one case file, and the file becomes the narrative.
Drop in a spreadsheet. Every FINTRAC report is built, checked and filed, with a receipt kept for each. FinCEN SAR filing is coming soon.
Set your own detections and thresholds, matched to your risk appetite and the typologies you face. We help you run them.
Rule and threshold suggestions drawn from your alerts, your cases and the STRs you have filed. Not from a generic template.
Work L1 and L2 alerts without the busywork, with open-source intelligence tools inside the workflow.
Set your own case statuses and steps. Your process stays yours.
Upload a spreadsheet or connect by API. Quantoflow builds each report, checks it, and files it with FINTRAC.
Suspicious Transaction Reports
Electronic Funds Transfer Reports
Large Virtual Currency Transaction Reports
Large Cash Transaction Reports
Casino Disbursement Reports
Suspicious Activity Reports
Currency Transaction Reports
“The support Quantoflow provided is invaluable. We would not have been able to achieve this on our own no matter how much time we poured into it, and after consulting several external experts without success, The company delivered exactly what we needed in record time. Quantoflow’s assistance allowed us to avoid a costly escalation.”
Vlad
Chief AML Officer, MassPay
“For any organization looking to modernize their AML compliance operations, whether for their own needs or on behalf of MSB clients, Quantoflow has been a game-changer for us, and I wouldn’t hesitate to recommend it.”Read the AML Incubator case study
Meri
Chief Compliance Officer, AML Incubator
Quantoflow customer since 2025
So far
1000s
Over
$100M
As little as
2 min
See Quantoflow with your own reports in mind. Book a demo and we’ll show you where the hours go.
Notes on AML practice, FINTRAC enforcement and what changes next.
FINTRAC requires foreign currency transactions to be converted to Canadian dollars using the Bank of Canada rate to test the $10,000 reporting threshold. Here is how that works, where the Bank of Canada data runs out, and how to handle unlisted currencies and stablecoins like USDC and USDT.
Read more
The PCMLTFR 24-hour rule says cash amounts totalling $10,000 or more within 24 consecutive hours are a single transaction. FINTRAC guidance describes static windows, but a running clock can catch transactions a static window misses. What the law says, where the readings part, and how to choose a method.
Read more
Using large language models to draft Suspicious Transaction Report narratives: what AI improves, where it invents or flattens, the confidentiality problem few plan for, and the division of labour that holds up under examination.
Read moreStill have a question? Ask us directly.
All five: the Suspicious Transaction Report (STR), Large Cash Transaction Report (LCTR), Casino Disbursement Report (CDR), Electronic Funds Transfer Report (EFTR) and Large Virtual Currency Transaction Report (LVCTR).
Directly, through FINTRAC’s API, for all five report types. Every submission returns a timestamped receipt. If your team would rather keep filing in the FINTRAC portal, the Quantoflow Chrome Extension fills in the form for you.
You pay for the reports you file each year, not for seats. Lite: up to 1,200 reports a year (about 100 a month), from $5,999 a year. Standard: up to 12,000 reports a year (about 1,000 a month), contact us for pricing. Enterprise: 12,000+ reports a year, custom. Every plan includes direct filing, validation, receipts, unlimited users and multi-tenancy, and annual and 3-year contracts are discounted. See pricing.
Yes, on every plan. With multi-tenancy, each MSB client or subsidiary keeps its own data, users and settings. Access control lists decide who sees which entity and which case. Your team moves between them with one login, and because users are unlimited, a new analyst or a new client never changes your price.
Yes. Quantoflow Report is sold without Monitoring or Cases. Upload a spreadsheet or connect by API, and Report builds, checks and files your FINTRAC reports.
No. During onboarding we map Quantoflow to the export you already keep, so you never reformat a spreadsheet. You upload it in the browser and file. When you want the upload automated, connect your systems through the REST API.
It is for teams that want to keep filing in the FINTRAC portal. The extension fills each report form from your transaction data, checks it against FINTRAC’s business rules, and flags errors before you submit. Less typing, fewer mistakes.
Yes. The REST API takes transaction data straight from your core banking platform, point-of-sale system or back office, and Quantoflow builds and files the reports from there.
It checks every report against FINTRAC’s current schema and business rules the moment you upload. Missing fields, threshold problems and bad formats are marked one by one, and you fix them in Quantoflow before they can become a rejection. See the fields FINTRAC rejects reports for.
Quantoflow Monitoring ranks alerts by risk, so the likeliest reports reach an analyst first, and merges related alerts into one review instead of five. Each score shows the rules and activity behind it, and each close carries a reason on record. That is exactly what an examiner looks for.
Yes. Quantoflow Cases keeps the investigation in one file: subjects, accounts, evidence, open-source findings, requests for information and a timeline. The narrative is drafted from that evidence, with each source cited, and carries into the STR without retyping. AI narrative drafting is also available as an add-on to Report. Can AI write an STR narrative?
Canadian reporting entities under the PCMLTFA: money services businesses such as currency exchanges, money transfer operators, cheque cashers and crypto dealers; payment service providers; casino and iGaming operators; and the compliance firms that file for them.
Your data is stored in Canada and encrypted in transit and at rest. Role-based permissions limit each person to what they need, and a tamper-evident audit log records every action. See privacy and security.
Book a demo. We then set you up: your report types, the mapping to your export, your submission method and your team’s roles, all before your first filing.
They could build the first version. The work is what comes after: the report FINTRAC sends back, the schema change that breaks the pipeline overnight, the validation rule nobody noticed. We handle those, continuously. Your developers keep building your product.
